Coaches Scheme FAQs
Questions
Answers
What exactly does Public Liability Insurance cover?
It provides cover for members against their legal liability in the event of damage being suffered by a third party, to include damage to property.
Who does it cover?
Cover is provided for all of the members of the Coaches Association.
When does Public Liability apply?
Cover is only effective when you are involved in cricket activities whilst conducting your coaching duties.
Can I increase the limit of Public Liability Insurance cover, e.g. If requested by a school or client?
No, however this has just increased for 2023 to £10m as standard.
In what instances does the Personal Accident cover apply?
At any time during which you are conducting any coaching actions, as well as travelling to/from those actions. Cover applies from age 16 to date of 80th birthday - restricted benefits apply below age 16.
I am not currently employed but still coach as a hobby, will I still be covered under the personal accident section?
Yes. All the benefits under the policy are covered, except the temporary total disablement weekly benefit. If your only job at the time of an accident is as a coach, you can claim the temporary total disablement benefit after the two week waiting period has elapsed.
What is the procedure if someone is injured during a session?
Report the incident immediately to Kerry London Ltd. They will send you an accident report form. You should complete this form and return to them as soon as possible.
Are parents and other club members covered whilst assisting coaching sessions?
Although the ‘helpers’ are not classified as members, they will be covered whilst they are assisting in coaching sessions that are organised by official members.
At what stage does my cover become effective?
Your cover is effective immediately upon receipt of a completed application, together with either a completed Direct Debit or cheque in full payment of the fee, by the ECBCA in Edgbaston, to become a member of the association.
Does the scheme cover overseas coaches who are members of the ECBCA?
The scheme covers members of the ECBCA who are resident in the UK.
My cricketing duties mean I sometimes coach abroad, am I still covered?
Yes provided you are normally a resident of the UK you are covered.
I have received a letter from solicitors alleging that I have caused an injury to someone. What do I do?
Do not respond to the letter at all. Forward it to Kerry London Ltd immediately. They will make contact with you and advise how to proceed.
Does the scheme cover limited companies set up for coaching activities?
No. The scheme does not cover companies; a separate policy would need to be arranged which we can offer.
Does the scheme cover me for coaching any other sports?
No.
Is there a limit to the number of children per coach for coaching sessions?
No, the general view of insurers is that common sense should be used when deciding on the number of children to coaches when involved in coaching activities.
Does cover include Liability in respect of COVID
Cover is not provided in respect of Public Liability issues arising from COVID